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DONT WORRY ABOUT YOUR CREDIT YOUR JOB IS YOUR CREDIT!
Locations in Mesa, Chandler And Phoenix

As Low As $499 Down. 
PROOF OF INCOME IS ALL YOU NEED!

Multiple Locations Throughout Arizona
At the Dealership

Our buy here pay here car dealerships in Arizona have financing programs that offer bad credit auto loans to people with poor credit scores or limited credit histories. With this program it is easy to get financed with a good job and stable residence.

Typical requirements for someone applying for a bad credit auto loan are as follows:

 

  • Proof of  income

  • 18 Years of Age or Older

  • Current resident of the U.S. or Canada

  • Valid Drivers License

We have dealers in Mesa, Chandler and Phx ready to get you approved today

Bad Credit, No Credit. Your Job Is Your Credit
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Get auto financing with cash down, proof of income and residence. With our buy here pay here or special financing dealers, your job is your credit. Bad credit is not a problem at all.

 

Whether you have a history of missed payments, late payments, collection notices, loan defaults, repossession or bankruptcy, our type of car dealerships aren't concerned with your credit score. For example we cover all of the following:

 

  • Buy Here Pay Here Dealers

  • In-House Financing Car Dealerships

  • Tote the Note Car Lots

  • We Finance Anyone Dealerships

Hundreds Of Vehicles
Cars, Trucks, SUVs
Cars Formation

You are about to be connected to the largest selection of bad credit car dealers in Arizona. 

Our certified car dealerships specialize in helping people in poor credit situations purchase new and used cars every day. If you're looking for a buy here pay here car dealership that helps people get bad credit car approval, then you're at the right place.

 

Take a moment and get connected to one of our dealerships today! We have dealers for every situation and can approve you right now in about 60 seconds with no credit check.

Get approved for your auto loan, pick a car and drive today.

Bad Credit  Dealer Inventory August 2025 (CHANGES DAILY) :: As Low As $499 Down 

Inventory

Bad Credit Is Our Specialty

At CATCHINGCARSCOM all of our certified new and used car dealers offer easy bad credit auto financing including buy here pay here, sub-prime, no credit and even no money down auto loans with minimal approval requirements and the best rates possible. We offer a perfect auto loan approval system with local new and used car dealer matching for every credit situation. 

 

After you submit your easy online application for an auto loan and select the approval option that best fits your needs, a qualified dealer representative will contact you from the dealership with current inventory and get your test-drive scheduled. We are confident that we can approve your auto loan today regardless of your past credit history. Because of our vast network of bad credit dealers and in house lenders we can offer more options and more approvals than anyone!

 

All of our auto dealers offer a wide selection of new and used cars, trucks and SUVs that can be financed for $499, $299, $99 or even no money down. Once you are approved it's as easy as picking a car within your approval limits. If you are worried about being turned down for your auto loan, we also offer buy here pay here and in house financing as an option for customers. Whether it's a lack of down payment amount, bad credit, no credit, foreclosures, bankruptcy, divorce, or past repossessions no credit application will be turned down. At CATCHINGCARS.COM, bad credit financing is our specialty and we've teamed up with the best auto loan providers in the business. We know which dealers will approve you for your situation. One easy, no hassle application will get you fast approvals. Get up to 4 approvals in just a few minutes!

AZ Locations in Mesa, Chandler, Phoenix and Surrounding Areas
Car Dealership

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Hundreds of used cars, trucks and SUVs available with dealership locations in Phoenix, Mesa, Tempe, Chandler and Glendale AZ. Bad credit, buy here pay here, in house and rent to own auto financing for an average $299 down. Apply online, get approved then pick your car! Choose from popular makes and models: Ford, Chevy, Dodge, Jeep, Honda, Hyundai, GMC, Nissan, Toyota, Mazda, Kia, and  more. 

Your Job Is Your Credit

Looking for a car? We can help you get financed, no matter your situation! Our specialty is ensuring you get approved and find the best for your needs. Don't settle for less or feel pressured by aggressive sales tactics—explore our ever-changing inventory today! So contact us and be driving today instead of going from one bad credit car dealer to another.

How Do I Qualify For Bad Credit Car Financing?

 

We have programs available for just about every situation there is. We just need to fit you into the right program that works for you. Apply online now with no credit check to get started

 

What About My Credit Score?

 

We do not run your credit at CATCHINGCARS.COM and credit scores are not important. Once you are pre-approved, you will visit the dealership and test drive the vehicles you are interested in. At that time the dealership will run your credit. They will need to verify you are who you say you are as well as verify your initial pre-approval information before financing you. Even at that point you are under no obligation just 100% approved.

 

What Are The Requirements?

 

When you visit the dealership you will need to bring a current drivers license; your last 2 paychecks; proof of address (which can be a current utility bill in your name); a list of friends and relatives; and your down payment, you should drive out in your new car in about 2 hours. The dealership will not run your credit until you have been in to visit. It's really that easy.

 

What Will Be The Down Payment?

 

At your request, we can approve you for an exact down payment amount from $99 to $2500, then show you the vehicles available for that amount and the dealerships that will approve you. We have hundreds of dealer locations and thousands of cars, trucks and SUVs available.

 

If you are interested in a certain car, truck or SUV currently listed in our inventory then the down payment will be determined by the cost of the vehicle you want. Typical down payments are from $0 to $2500 for most of the vehicles we offer with an average of our customers getting approved for $400 down. We do not list prices on our website and do not offer cash purchases. You will need to contact us for detailed information, current prices and availability.

 

What Will Be My Monthly Payments?

Payments are determined by the amount financed, the down payment, interest rate and type and/or term of the financing program you are approved for. Average payments range from $250 - $400 a month. Get pre-qualified online now in about 1 minute to get things started!

Buy Here Pay Here Car Dealers
No Credit Check Pre-Approvals

IF YOU NEED A NO MONEY DOWN AUTO LOAN AND HAVE BAD CREDIT.

 

Although it is much easier to get a no money down car loan with good credit, many of our certified car dealers do provide easy bad credit, sign and drive car loans for people who want to buy or lease a car with NO MONEY DOWN.

 

OUR NO MONEY DOWN APPLICATIONS ARE PROCESSED BY AUTO CREDIT EXPRESS.

 

The best way to find out if you can get an online loan with bad credit and no money down is to apply online and submit your information to our certified network of car dealers and lenders in your area. Of course if you have a trade in, it will be even easier to get a no money down loan from one of our dealers. All applications will be quickly processed by our extensive network of leading, no money down car lots and auto financing companies.

 

Find out now if you qualify for a no money down car loan in your area OR apply for dealership approval now.

BAD CREDIT, NO MONEY DOWN AUTO LOANS

We Always Say Yes To Bad Credit

We offer Bad Credit Auto Loans, Subprime Auto Loans, In House Auto Loans and No Credit Auto Loans. You can choose to finance, rent to own or buy here pay here. Buy Here Pay Here (BHPH) simply means that no traditional bank approval is necessary to purchase a vehicle, just money down and proof of income. We have bad credit car dealerships in Chandler, Mesa, Phoenix and all of Maricopa County. No bad credit situation will keep you from getting approved for an auto loan through us. We'll get you approved for the used Car, Truck, SUV or Van that you want today.. 

Just Apply Online Now Then Pick A Car!

Get Financing Regardless Of:

  •  Bankruptcy

  •  Repossession

  •  Bad or No Credit

  •  Divorce

  •  Collections

  •  Missed/Late Payments

We can quickly process your information and get you qualified at the dealership that fits your needs. We work with several bad credit car dealers in mesa, chandler, phoenix and surrounding areas that can finance almost any situation.

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